This page hosts our Product Disclosure Statements (PDSs) that contain all the information you need to know about each of our products and the related Target Market Determinations (TMDs).
A Product Disclosure Statement (PDS) contains essential information about a financial product. It should be read and understood before making the decision to invest in any financial product.
It is a legal requirement for product providers and distributors, such as financial advisers to provide you with this document when recommending or offering a financial product.
The main purpose of a PDS is to provide you with all the information you need to make a decision about a financial product. After reading a PDS document, you should be aware of a product’s benefits, features and drawbacks. This way you’ll know exactly what you’re getting yourself into before investing.
A Target Market Determination (TMD) is a document that describes who a product is designed to be appropriate for, how the product can be distributed, and when the TMD themselves should be reviewed.
All of Challenger's retail products available for investment, except for closed retail products, will have an associated TMD. Like-for-like reinvestments and rollovers of our retail products aren’t subject to TMD requirements.
The purpose of these documents is to help customers obtain the financial products that are appropriate for them.
For more frequently asked questions about TMDs, click here.The current Target Market Determinations and Product Disclosure Statements for our products can be downloaded as a PDF using the below links.
Product
Product Disclosure Statement
Target Market Determination
Target Market Determinations are regularly reviewed with any archived versions available for reference.
Hard copies of a number of our Product Disclosure Statements are available to be mailed to you. To order, simply select the number you require in the quantity box below. A form will display for you to provide your address, and we will mail out hard copies to you. Please note only the products listed below are available as hard copies.
Alternatively, please call our Investor Services team for assistance on 13 35 66 (Australia only) between 8.00am and 6.00pm (Sydney time) Monday to Friday.
Application and investor forms
Download forms to submit an application or to manage an existing policy.
Archived Target Market Determinations
View past versions of TMDs, that have ceased to apply.
You can call our Investor Services team on 13 35 66 during business hours, or complete our enquiry form.
The information in this webpage is intended to be general only and has been prepared without taking into account your objectives, financial situation or needs. Because of that, you should consider its appropriateness, having regard to your objectives, financial situation and needs before acting on any such information.
You should obtain and consider the relevant Target Market Determination (TMD) and Product Disclosure Statement (PDS) before making a decision about whether to acquire or continue to hold any financial product. A copy of the TMD and PDS can be obtained from your financial adviser, our Investor Services team on 13 35 66, or at www.challenger.com.au.
Provision of any general advice to retail clients means that we are required to provide you with a financial services guide (FSG). You can find the latest version of our FSG here. Our FSG includes information to assist you in deciding whether to use any of the financial services offered by us, including who we are, the financial services we offer, the financial products to which those services relate, how we and others are paid in connection with those services, relevant relationships we have, your privacy and how we deal with complaints.
